If you’re a small business owner who is hardworking and passionate about succeeding we’re here for you. We’re here to give you a lot more than a check.

We’re here to give you a whole community. A community designed to support you with the resources you will need to turn a dream into a reality. If you’re looking to grow, we’ll help you plant the seed, nurture it and help it take root.

Our Organization

• An award-winning New Mexico, Arizona, and Colorado 501(c)(3) nonprofit organization that increases access to business credit, makes loans and provides training, which enable emerging entrepreneurs to realize their dreams and be catalysts for positive economic and social change.
• Founded in 1994.
• Largely privately funded.
• Governed by a volunteer 25-member board, with a permanent paid staff of 20.
• Member of the U.S. ACCION Network, a group of independent microlending nonprofits across the United States affiliated with ACCION International.
• Certified by the U.S. Department of Treasury as a Community Development Financial Institution (CDFI).

Our Impact is Felt in the Community

Financed the start-up or growth of more than 2,300 new businesses in New Mexico through loans totaling more than $23 million.
Research has shown that from the time entrepreneurs first become ACCION borrowers to the time of their third loan application, they experience, on average,

• An increase of 61 % in business revenue.
• An increase of 71% in business assets.
• An increase of 87 % in take-home business income.
• An increase in 21 % in overall household income.
• ACCION small business owners have created or supported more than 3,720 jobs.

Whom We Help

Entrepreneurs in more than 150 urban and rural New Mexico communities, including Alamogordo, Albuquerque, Belen, Deming, Española, Farmington, Gallup, Grants, Holman, Las Cruces, Las Vegas, Raton, Roswell, Santa Fe, Silver City, Socorro, Taos, Texico and Truth or Consequences, and now in Tucson and Phoenix, Arizona, and Denver, Colorado through partnerships with local banks and organizations.

ACCION’s clients are self-employed individuals, many of whom base their businesses in their home.

• Approximately 60 to 65 % of ACCION loans are issued to low-income borrowers (defined as 80% or less of median family income).
• Approximately 57% of ACCION New Mexico • Arizona • Colorado clients are minority entrepreneurs.
• Approximately 50% of ACCION New Mexico • Arizona • Colorado clients are women.
• ACCION businesses range from one-person shops to businesses employing more than 40
• Meet some of our Clients
• Shop ACCION New Mexico • Arizona • Colorado Clients

Our Services

• Term loans ranging from $200 to $150,000.
• Lines of credit from $20,000 to $150,000
• Average loan size is about $5,700.
• Networking and marketing opportunities.
• Training and leadership development.
• Bilingual staff (Spanish-speaking).
• Click here for more information about receiving loans and support for your business.
• Individual Mentorship
• Credit Counseling & Coaching